Citibank has teamed up with Visa Cash to make your life a little easier. It's the Citibank Chip Card, the convenient new alternative to carrying cash. Perfect for those who are in a rush, or forgot to swing by the bank, or who don't want to carry large sums of cash. With the Citibank Chip Card, you will have electronic cash right there on your card.

Chip cards are a great alternative to carrying cash. There's no need to search through your pockets for bills or exact change, or to worry about receiving correct change. The Chip card automatically deducts only the amount that you want to spend.

Here's how it works. A Money Chip is built right into the card. You decide how much cash value you would like for your card to hold. Then, at either a designated load kiosk location or from the convenience of your own home, you load the cash value onto the card, and you're all set. Look for any participating merchant displaying the Visa Cash sign and your chip card is as good as cash. Transactions are fast and easy and do not require PIN numbers or time-consuming authorizations.

And Citibank Chip cards are reloadable at any load kiosk, or from your home or office phone, using your Personal ATM*, or using your personal computer via a PC Chip Card Reader. You can add a cash value onto the card, whether it's $5, $25, $105.54 or any amount up to $500. And there is no fee to use it.

At Citibank we want to make your life easier. ______________________________________________________________________________________
Citibank's new chip card is currently available on New York City's Upper West Side. In time Visa Cash will be accepted in other locations.

*Personal ATM® is a registered trademark of VeriFone, Inc. All rights reserved.

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